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Terms & Conditions

Last updated: May 20, 2026

These Terms & Conditions (the "Terms") are a binding legal agreement between you and Pacific Interactive LLC, a California limited liability company ("Pebble," "Pebble Chat," "we," "us," or "our"). They govern your access to and use of www.pebblechat.com, the Pebble Chat iOS application, and any related services (collectively, the "Service"). By accessing or using the Service, you agree to these Terms. If you do not agree, do not use the Service.

Please read Sections 11 (Dispute Resolution; Binding Arbitration) and 12 (Class Action Waiver) carefully. They affect your legal rights, including your right to bring a lawsuit in court or to participate in a class action.

1. Eligibility and use by minors

  • You must be at least 13 years old to use the Service. If you are under 18 (or the age of majority in your jurisdiction), you may only use the Service with the involvement and permission of a parent or legal guardian, who agrees to be bound by these Terms on your behalf.
  • The Service is offered to a general audience and is not directed to children under 13.
  • The Service does not require an account. There is nothing to register for and no credentials to maintain.

2. The Service

The Service provides a chat interface powered by a third-party AI model. You submit text prompts and receive AI-generated responses. The Service may also generate text documents, code snippets, spreadsheets, images, or interactive game artifacts on your request. We may add, change, suspend, or remove features at any time without notice.

3. Acceptable use

You agree that you will not, and will not encourage or enable anyone else to:

  • Use the Service for any unlawful, harmful, harassing, defamatory, abusive, fraudulent, or infringing purpose;
  • Generate, request, or share content that depicts or sexualizes minors, promotes violence or self-harm, incites hatred or discrimination, or facilitates the production of weapons, illegal drugs, or malware;
  • Use the Service to make automated decisions about people in contexts that materially affect them (e.g., employment, credit, housing, healthcare, insurance);
  • Use AI-generated output as if it were professional advice (legal, medical, financial, mental-health, etc.) or attribute it to a named person who did not actually say it;
  • Probe, scan, or test the vulnerability of the Service, breach or circumvent any security or authentication measures, or attempt to gain unauthorized access to any account, system, or data;
  • Use any automated means (bots, scrapers, crawlers, etc.) to access, query, or extract content from the Service at a volume that places unreasonable load on it or exceeds documented rate limits;
  • Reverse engineer, decompile, or attempt to derive the source code of the Service or any underlying AI model, except to the extent this restriction is prohibited by applicable law;
  • Submit content that infringes any intellectual-property right or privacy right, or that contains malware or other harmful code;
  • Misrepresent your identity or affiliation with any person or organization; or
  • Use the Service in any way that violates the terms of any third-party platform on which the Service is distributed (including the Apple App Store) or any applicable export-control, sanctions, or trade laws.

We may rate-limit, block, or refuse service to anyone at any time, and remove or refuse to display content, for any lawful reason.

4. AI-generated content

The Service uses third-party AI models to generate text, code, images, spreadsheets, and interactive game content. AI-generated content can be inaccurate, biased, outdated, or unsuitable for a given purpose, and may differ from one request to the next. You are responsible for reviewing AI output before relying on or redistributing it.

AI output is not professional advice and is not a substitute for professional advice. Do not treat it as legal, medical, financial, mental-health, tax, or any other professional advice. For matters that may have real consequences for your health, finances, legal status, or safety, consult a qualified human professional. If you are in crisis, contact a relevant hotline or local emergency services.

Interactive content (including generated games) may exhibit unpredictable behavior. We make no guarantee that any specific output is correct, complete, safe, or reproducible.

5. Your content

  • You retain ownership of anything you submit to the Service ("User Content").
  • By submitting User Content, you grant us a limited, worldwide, royalty-free, non-exclusive license to use, store transiently, reproduce, and transmit your User Content as necessary to operate the Service — in particular, to forward it to our AI provider so that it can return a response to you. We do not maintain a long-term database of your chat history (see our Privacy Policy).
  • You represent and warrant that (a) you own or otherwise have all necessary rights in your User Content, (b) submitting it does not violate any third party's rights, and (c) the User Content does not violate these Terms or any applicable law.
  • You are solely responsible for your User Content and the consequences of submitting or sharing it.

6. Intellectual property

Except for User Content, all content, software, branding, and materials made available through the Service are owned by Pebble or its licensors and are protected by intellectual-property laws. You may not copy, modify, distribute, sell, lease, or create derivative works of any part of the Service except as expressly permitted by these Terms or by applicable law. The "Pebble" name and logo are trademarks of Pebble; all other names referenced are the property of their respective owners.

7. Third-party services

The Service relies on third parties — including OpenAI for AI model access, our hosting and infrastructure providers, Google for advertising, and Apple for iOS distribution. Your use of those services through Pebble is also governed by their own terms and privacy policies, and we are not responsible for their acts or omissions.

8. Disclaimer of warranties

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE," WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. WE DISCLAIM ALL WARRANTIES, WHETHER EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, AND ANY WARRANTIES ARISING FROM COURSE OF DEALING OR USAGE OF TRADE. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, ERROR-FREE, OR FREE FROM HARMFUL COMPONENTS, OR THAT ANY AI-GENERATED CONTENT WILL BE ACCURATE, COMPLETE, OR RELIABLE. YOUR USE OF THE SERVICE IS AT YOUR OWN RISK.

9. Limitation of liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL PEBBLE OR ITS AFFILIATES, OFFICERS, MEMBERS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO YOUR USE OF (OR INABILITY TO USE) THE SERVICE, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

IN NO EVENT WILL PEBBLE'S AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID US TO USE THE SERVICE IN THE TWELVE (12) MONTHS BEFORE THE EVENT GIVING RISE TO THE LIABILITY (which may be zero), OR (B) ONE HUNDRED U.S. DOLLARS (US$100).

Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above limitations may not apply to you. In such cases, our liability is limited to the smallest extent permitted by applicable law.

10. Indemnification

You agree to defend, indemnify, and hold harmless Pebble and its affiliates, officers, members, employees, and agents from and against any and all claims, damages, liabilities, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to: (i) your use of or access to the Service; (ii) your User Content; (iii) your violation of these Terms; or (iv) your violation of any third-party right, including any intellectual-property right, privacy right, or applicable law. We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you agree to cooperate with our defense.

11. Dispute resolution; binding arbitration

PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT AND HAVE A JURY TRIAL.

Informal resolution first. Before initiating any formal proceeding, you agree to first contact us at the email address below with a written description of the dispute and to attempt in good faith to resolve it informally for at least sixty (60) days.

Binding arbitration. If the dispute is not resolved informally, you and Pebble agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service (a "Dispute") will be resolved by binding individual arbitration administered by JAMS pursuant to its Streamlined Arbitration Rules and Procedures. The arbitration will be conducted in English, in the county of your residence (or another location mutually agreed upon), or, at your election, by telephone or video conference where available. The arbitrator's award will be final and binding, and judgment on the award may be entered in any court of competent jurisdiction. The Federal Arbitration Act governs the interpretation and enforcement of this Section.

Exceptions. Notwithstanding the foregoing, either party may (a) bring an individual action in small-claims court for a dispute that qualifies, or (b) seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of intellectual-property rights.

12. Class action waiver

YOU AND PEBBLE AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims and may not preside over any form of representative or class proceeding. If a court decides that applicable law precludes enforcement of any of this Section's limitations as to a particular claim, that claim (and only that claim) must be severed from the arbitration and may be brought in court.

13. Governing law and venue

These Terms and any Dispute arising out of or relating to them or to the Service are governed by the laws of the State of California, U.S.A., without regard to its conflict-of-laws principles. Subject to Section 11, you and Pebble consent to the exclusive jurisdiction of the state and federal courts located in San Francisco County, California for any matter not subject to arbitration. The United Nations Convention on Contracts for the International Sale of Goods does not apply to these Terms.

14. Changes to the Service and to these Terms

We may modify, suspend, or discontinue the Service (or any part of it) at any time, with or without notice, and we are not liable to you or any third party for any such modification, suspension, or discontinuation. We may also update these Terms from time to time. If we make material changes, we will update the "Last updated" date and, where reasonably practicable, provide additional notice (such as an in-app message). Your continued use of the Service after a change takes effect constitutes acceptance of the revised Terms.

15. Termination

We may suspend or terminate your access to the Service at any time, with or without cause and with or without notice. Sections that by their nature should survive termination — including Sections 4 (AI-generated content), 5 (Your content), 6 (Intellectual property), 8 (Disclaimer), 9 (Limitation of liability), 10 (Indemnification), 11 (Dispute resolution), 12 (Class action waiver), 13 (Governing law), and 17 (General provisions) — will survive.

16. Apple App Store additional terms (iOS)

The following additional terms apply to your use of the Pebble Chat iOS app obtained from the Apple App Store. In the event of any conflict between these Terms and the Apple Media Services Terms and Conditions, the conflicting Apple terms will control with respect to your use of the iOS app, but only to that extent.

  • Acknowledgement. These Terms are between you and Pebble only, and not with Apple Inc. ("Apple"). Apple is not responsible for the iOS app or its content.
  • Scope of license. Your license to use the iOS app is a non-transferable license to use the app on Apple-branded products you own or control, as permitted by the Usage Rules in the Apple Media Services Terms and Conditions.
  • Maintenance and support. Pebble is solely responsible for providing any maintenance and support services for the iOS app. Apple has no obligation to furnish any maintenance or support services for the iOS app.
  • Warranty. Pebble is solely responsible for any product warranties, whether express or implied by law, to the extent not effectively disclaimed. In the event of any failure of the iOS app to conform to any applicable warranty, you may notify Apple, and Apple will refund the purchase price (if any) for the iOS app to you; to the maximum extent permitted by applicable law, Apple will have no other warranty obligation whatsoever with respect to the iOS app.
  • Product claims. Pebble, not Apple, is responsible for addressing any claims by you or any third party relating to the iOS app or your possession and/or use of it, including product-liability claims, claims that the iOS app fails to conform to any legal or regulatory requirement, and claims arising under consumer-protection or similar legislation.
  • Intellectual-property claims. In the event of any third-party claim that the iOS app or your possession and use of it infringes that third party's intellectual-property rights, Pebble (not Apple) is solely responsible for the investigation, defense, settlement, and discharge of any such claim.
  • Legal compliance. You represent and warrant that (i) you are not located in a country that is subject to a U.S. Government embargo, or that has been designated by the U.S. Government as a "terrorist supporting" country, and (ii) you are not listed on any U.S. Government list of prohibited or restricted parties.
  • Third-party beneficiary. You and Pebble acknowledge and agree that Apple, and Apple's subsidiaries, are third-party beneficiaries of these Terms with respect to your use of the iOS app, and that, upon your acceptance of these Terms, Apple will have the right (and will be deemed to have accepted the right) to enforce these Terms against you as a third-party beneficiary.

17. General provisions

  • Entire agreement. These Terms (together with our Privacy Policy and any terms expressly incorporated by reference) constitute the entire agreement between you and Pebble regarding the Service and supersede all prior agreements, understandings, or communications, whether oral or written, on the same subject.
  • Severability. If any provision of these Terms is held invalid, illegal, or unenforceable, that provision will be enforced to the maximum extent permissible and the remaining provisions will remain in full force and effect.
  • No waiver. Our failure to enforce any right or provision of these Terms will not be deemed a waiver of that right or provision. Any waiver must be in writing.
  • Assignment. You may not assign or transfer any rights or obligations under these Terms without our prior written consent, and any attempted assignment without consent is void. We may freely assign or transfer these Terms in whole or in part without restriction, including in connection with a merger, acquisition, or sale of assets.
  • Force majeure. We will not be liable for any delay or failure to perform resulting from causes beyond our reasonable control, including acts of God, war, terrorism, civil unrest, government action, pandemic, network or infrastructure failures, or the acts or omissions of third-party service providers.
  • Independent contractors. Nothing in these Terms creates any partnership, joint venture, employment, or agency relationship between you and Pebble.
  • Headings. Section headings are for convenience only and have no substantive effect.
  • Notices. We may give you notice through in-app messages, by updating this page, or to any contact information you have provided. You may contact us by email at the address below.

18. Contact

Pacific Interactive LLC
Attn: Legal — Pebble Chat
Email: cameron@pacific.dev

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